I think the thoughts for 2021 and going forward. Even for the fourth quarter of this year really haven’t changed from what they always should have been. It’s stability, consistency, continuing to work toward a goal. Whatever your goal is. You can’t time the market. There’s there’s very few people that have the ability to get in and get out perfectly all the time. So, I don’t think the strategy is going to change. I think that you’re going to have to have time in the market. I think that you and I have to base anything that you get into off of your risk tolerance and off of the homework that you’re able to do and the information provided. We have seen how a pandemic or the shutdown of our government can shut down our money and take years and years to come back from. The times are uncertain, but the goal and the strategy has to remain the same. Your goals are the same, I’m sure. So, the strategy needs to remain steady and within your risk tolerance. Don’t jump outside the lines. Those that go against what their own risk tolerance is are not going to end up being happy. So I think keep a steady course and trying to not time the market and using time in the market, so to speak, is going too far outweigh any knee-jerk reactions. Yeager Insurance and financial services is a good choice for not only your insurance needs your life insurance needs, but for your future needs. I am small enough to care about everyone I contact with and big enough and enough contacts to take care of it. Personalized treatment, the ability to call your agent / broker on his cell phone any time you need him, that means something to folks. I think if you take time with folks who sit down with them and find out what what they truly want you listen to tell you. That’s the only way to do business here. As I said before, they way we do business is going to change. People will always be welcome to stop in here and meet with me anytime just call the office 304 757 3900 And I’ll set a time to come see you or call down and or email Glenn@YeagerInsurance.net any of our social media outlets get a hold of me and say hey I either want to come in or hey, I’d like to I’d like to meet via Zoom or on the telephone or whatever you’re comfortable with. The main thing is to get a hold of me. Let me know when you have time and I’ll make the time.