Updates to Standard Insurance Policies - Yeager Insurance Blog

Added Protection During Uncertain Times in West Virginia

Life is unexpected; nothing has proven this fact quite as much as the uncertain times we are currently experiencing in our world today. Though you cannot predict the future, you can have some assurance that you and your loved ones are covered if a curveball is thrown your way. 

If you haven’t recently checked or updated your insurance policies, now might be the time to get in touch and think about how to improve your policy. Below are a few of our most standard policies; maybe you just want to add a few added layers of protection to an existing policy, or you need to take out a new one altogether. However you want to go about protecting yourself against whatever the future might bring, we’re here for you.

Home Insurance

 Home insurance covers any buildings that are on the property (including garages, sheds, etc.) against fire, windstorms, and theft. In addition, the structure’s property is insured, so items like jewelry, televisions, and furniture are protected. Other costs that are incurred as a result of damage to the property, for example, if you need to stay in a hotel while maintenance is conducted, then this is also covered when you take out home insurance with us. You can also add dwelling fire insurance, which aids homeowners in rebuilding and repairing their home that was damaged by specific hazards. This type of policy protects your home from disastrous events outlined within your policy and gives homeowners a wide range of coverage options to protect their assets.

Life Insurance

Life insurance is an agreement to pay one or more beneficiary a certain sum of money in the event of a policyholder’s death. There are different types of life insurance in which our independent insurance agents are happy to advise you on and help you to decide which policy is most suitable for you and your individual needs. Some policies, for example, protect against premature death and also include a savings account that accompanies the fixed and guaranteed premiums that a policyholder pays through the lifetime of the policy. 

Auto Insurance

Nobody wants to think about car accidents, but they are, unfortunately, a fact of life. If you are a driver, there are six different types of insurance for your vehicle. Some of the types of auto insurance you might take into account include bodily insurance, which helps to pay for the medical costs associated with an injury due to the accident. There is also collision insurance, which covers the driver in the event of a collision with another vehicle. You may also decide to take out personal injury protection, which insures the policyholder against injuries either to themselves or passengers in the car.

 

Now, more than ever, we are thinking about the future and feeling particularly uncertain. There is no way of knowing what the next few months will look like and where we will be on the other side. What is certainly true, however, is that we will want to do everything we can to protect ourselves and our loved ones. Please stay safe and contact Yeager Insurance to add an extra layer of protection for you and your family. 

Updates to Standard Insurance Policies - Yeager Insurance Blog